Effective Date: March 14, 2026

Standard Mortgage Capital, LLC dBA Rize Mortgage NMLS 1604663

We collect mobile phone numbers solely for the purpose of sending account-related, informational, or service messages that users have opted to receive. We do not sell, rent, or share mobile phone numbers or SMS consent data with third parties or affiliates for their marketing or promotional purposes. Mobile information may only be shared with service providers that assist us in delivering messaging services.

1. Consent to Receive Text Messages

By providing your mobile number and opting in, you agree to receive text messages from Standard Mortgage Capital, LLC dBA Rize Mortgage or any of the branches, teams, or mortgage loan officers associated at the number you provided. These messages may include conversational messages, appointment reminders, status updates, customer care messages, and, if you separately consent, marketing or promotional messages. Messages may be sent using automated technology.

Consent to receive marketing text messages is not a condition of purchase.

2. Message Frequency

Message frequency will vary depending on your interaction with us, your loan activity, and your communication preferences.

3. Message and Data Rates

Message and data rates may apply depending on your mobile carrier plan.

4. Opting Out

You may opt out of SMS messages at any time by replying: STOP

After you send STOP, you may receive one final text confirming your opt-out. After that, you will no longer receive SMS messages from us unless you opt in again.

5. Supported Carriers

SMS delivery is subject to your mobile carrier’s availability and is not guaranteed. Carriers are not liable for delayed or undelivered messages.

6. Privacy

We respect your privacy. Information collected in connection with our SMS program is subject to our Privacy Policy, available at: rizemtg.com/privacy-policy

7. No Sharing for Third-Party Marketing

Mobile information will not be shared with third parties or affiliates for their own marketing or promotional purposes. Information may be shared with service providers that support our business operations and messaging program, provided they use the information only for operational purposes.

8. Eligibility

By opting in, you represent that you are the authorized user of the mobile number provided and are authorized to consent to receive messages at that number.

9. Changes to This Policy

We may update this SMS Policy from time to time. Any changes will be posted on this page with an updated effective date.