Your current mortgage information including copy of mortgage statement

Your property tax bill

A list of all of your recurring monthly expenses (car payments, credit cards, etc.)

Copies of paystubs and other sources of income for yourself and any co-borrowers (child support, alimony, home-based employment)

Copies of complete most-recent bank statements for savings, checking and retirement account

Copy of year-to-date profit and loss statement, if self-employed

Your homeowners insurance policy and billing information

Social Security Numbers for yourself and any co-borrowers

A list of your employers and their contact information for the past two years

Copies of tax returns and W-2s for the past two years

Copy of divorce decree or separation agreement, if applicable

Letter explaining any discrepancies or disputes with credit history